Martial Arts Studio Insurance

Your workout trains both mind and body.

martial arts studio insurance

Whether you train youth (under 19) or adult and college age (19 and over), we can protect your business with comprehensive liability and property coverage for martial arts schools that offer the following disciplines:

    • Aikido
    • Capoeira
    • Fitness Boxing – non-contact
    • Goju-ryu
    • Jeet kune do
    • Judo
    • Jujitsu
    • Karate
    • Kempo
    • Kickboxing – cardio/fitness
    • Kung fu
    • MMA – Aerobic only, no sparring
    • Shito-ryu
    • Shotokan
    • Tai Chi
    • Tae Kwon Do
    • Tang Soo Do
    • Wado-ryu
    • No cage or ultimate fighting

Our specially designed martial arts school insurance program provides the protection you need:

    • Sports Liability
    • Tournaments and Competitions – at your location or approved off-site locations
    • Waivers
    • Fundraising
    • Social Activities
    • Coverage on Portable Property
    • Concessions

Please phone or email Kevin Morency with any questions you have about tailoring an insurance policy that protects your organization.

It’s easy to get started on your quote.

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Martial Arts Insurance Program Highlights

General Liability – up to $1 million per occurrence / $3 million aggregate

    • Professional Liability
    • Legal Liability for Sports Participant – included for eligible sports
    • Sports Participant Medical Payment – included to $5,000 (higher limits available)
    • Premises & Operation – available to policy limits
    • Products & Completed Operations – available to policy limits
    • Fire Legal – available to policy limits
    • Personal & Advertising Injury – available to policy limits
    • Employees & Volunteers as Automatic Insureds

Additional Coverages Available

    • Property
    • Abuse & Molestation Coverage
    • Inland Marine – protects scoring equipment, uniforms, gear
    • Commercial Auto
    • Crime
    • Umbrella
    • Liquor Liability
    • Special Events – fundraising, tournaments, races
    • Employee Benefits Liability – claims made to $1 million
    • Employment Practices Liability
    • Directors & Officers (not-for-profit)

Legal Liability with respect to Athletic Participants covers the organization if an injured participant sues despite having signed a waiver. This policy doesn’t defend the liability of one participant against another; only the insured’s liability as a result of injuries incurred by athletic participants.

Sports Participant Medical Payment covers the medical expenses of an injured participant to $5000 (higher limits available).

Note: All coverages may not be available in all states.